Retirement Planning

bloLocation: Gardenville Subdivision
Carsadang Bago, Brgy. Pagasa
Imus, Cavite

- Already livable subdivision, with 200 residents
- For as low as P180,000 per 60 sq.m. lot.
- Paved roads, with PLDT, Internet, cable lines
- 30% downpayment, 6 months to pay without interest
- Balance payable in 5 years
- House and lot option

Grand Open House: Saturday, November 8, 2008

Only 50 lots available so contact now:

Group Sales Manager,
Ave Ramel

For Online Reservation:
CLICK HERE www.aredconsult.com/real-estate/gardenville

Labels: retirement planning

Let me tell you about a location frequently preferred by TV
stations to shoot their tele-novelas -

- like the comedy/drama series "My Girl" and the drama
series "Iisa Pa Lamang" (Only One).

It is called The Lancaster Condotel Suites.

It is located in a prime commercial area,
Mandaluyong/Ortigas Central Business District, right at the
heart of Metro Manila.

The Condotel Advantage:

Lancaster unit owners have the option of enrolling their
condominium units in a pool of units to be managed and
operated as hotel rooms.

Your Rental Income:

Enroll your unit in the Condotel Pool - You generate a
projected Php 18,000/month (US$ 300 - 400) on the
smallest studio unit, with option to use.

You also have the option to sell your unit, should you
decide to do so later.

The Professionalized Lancaster "Condotel" concept
ensures fair and equitable distribution of the "Condotel"
income.

The Gross Income of the Unit is computed by getting the
Condotel Gross Room Revenues, Deducting the Total
Cost of Operation, Financial Charges (if any), and Taxes to
get the Net Revenue which is then Divided by the total
square meters of the units in the "Condotel" pool.

Thus, all of the unit owners enrolled in the "Condotel" Pool
will receive the same income per Square Meter, per month
regardless of actual unit usage.

Riding the Tourism Boom:

The Philippines is currently at the onset of one of the
biggest Tourism Booms in Philippine History.

This will create a large demand for Hotel Rooms and
increase the Hotel Room Rates.

This means more income for you.

Freebies and Amenities:

A complete array of Hotel Services are also available for
both hotel guests and residents, such as Housekeeping,
24-Hour Telephone Operator, Laundry, Concierge and
Hotel Car Services.

Lancaster Unit Owners in the "Condotel" pool enjoy totally
Hassle-Free property management.

The Professional Hotel Management Operator will ensure
the complete maintenance and upkeep of the units
enrolled in the "Condotel" Pool.

Proceed now to
http://www.aredconsult.com/real-estate/lancaster/

Or call now Bro. Louie at Cellphone # (63) 909-972-7588

Labels: retirement planning

With all the three letter names floating around our society what is one more? Really? It's not like we don't have enough to worry about without adding this burden. However, when it comes to real life, these three letters will have a greater noticeable affect on people than many of the other three letter names that we here on a regular basis such as the CIA, FBI, NSB, ATF, and countless other abbreviations that are hidden behind three little letters.

There are actually many different IRAs, which is the abbreviation for individual retirement account. The good news is that an IRA isn't nearly as insidious as its name would imply. This is a useful tool to most Americans who hope to someday retire from their life of work and life out a somewhat comfortable existence.

A Traditional IRA is the most common. The only requirement for this particular IRA is that you are employed and that you invest no more than 100% of your income or $4,000 per year, whichever is greater up to the age of 49. At the age of 50 your maximum investment is 100% of your income or $5,000 whichever happens to be greater.

If you meet the requirements of the IRS to their satisfaction your contributions to your traditional IRA will be tax deductible. As a result, the funds are not taxed while in your IRA account but once the funds are withdrawn they are subject to federal income taxes.

This is not necessarily a bad thing, particularly for those who plan to be in a lower tax bracket when the funds are withdrawn. However, there is a growing number of people who are interested in the benefits that Roth IRAs and similar funds present by paying the taxes now when the rates are known rather than risk an even higher rate of taxation in the future, even in a lower tax bracket. The best advice I can give is to discuss the matter thoroughly with your financial planner and listen to their advice.

This is a case where only you can ultimately decide which decision is best for your needs but he or she can provide valuable guidance. You should also keep in mind that though laws favor non-taxation for Roth contributions that could change between now and the time you are ready to withdraw your funds, which will have you paying double taxes on those funds and is the primary reason that many people elect to stick with Traditional IRAs instead.

Read more What Are IRAs?

Labels: retirement planning